SpotGold —Silver —7029 Villa Rica Hwy, Dallas(770) 443-0328
Pawn loans

Cash today on the things you own

A pawn loan is a short-term loan backed by an item you leave with us. No credit check, no bank, no long application. Repay and the item is yours again.

Glass display case of gold and silver rings, earrings, pendants, and chains at New Georgia Pawn
How it works

Three steps, usually in one visit

  1. Bring the item and your ID

    Tools, jewelry, electronics, firearms, and more. Bring chargers and accessories if you have them.

  2. Get an offer

    We look the item over, check what it's worth, and tell you how much we can loan. No obligation.

  3. Walk out with cash

    Sign the pawn ticket and take the cash. Repay by the due date and pick your item back up.

What we loan on

If it has value, ask us

These are the things we see most. If yours isn't on the list, call and ask.

  • Gold and silver jewelry
  • Coins and bullion
  • Handguns, rifles, and shotguns
  • Power tools and hand tools
  • TVs, game consoles, and audio gear
  • Laptops and tablets
  • Musical instruments
  • Lawn and outdoor equipment

Short- or long-term, your call

Need cash for a week? Repay early and pick your item up. Need longer? Extend the loan by paying the fees due, as many times as you need, and the item stays safe with us.

Paying off or extending

Your pawn ticket shows the amount you borrowed, the fees, and the date your loan is due. To get your item back, bring the ticket and your ID and pay what's due.

Call us before the due date and we'll tell you exactly what it takes to pay off or extend.

How pawn loans work in Georgia
The shop floor at New Georgia Pawn with a portable generator, shop vacuum, ladders, power tools, and a wall of holsters and accessories
Tools, generators, ladders, and outdoor gear on our floor. If it has value, ask us.
Georgia pawn basics

Everything in writing, every time

Georgia law sets the rules for pawn loans and requires that every loan's terms be written on the pawn ticket you sign. Read it before you sign, keep it safe, and ask us about anything that isn't clear. We'd rather explain twice than have you surprised.

  • No credit check, no credit reporting
  • Loan amount, fees, and due date written on your ticket
  • Your item is stored safely until you pick it up
  • Not repaying never means collections calls
Save yourself a trip

Wondering what your item is worth?

Snap up to three photos of the item you want to pawn or sell, tell us the brand and condition, and we'll call you back.

Get an Offer

Common questions

Do you check my credit?

No. A pawn loan is based on the item you bring in, not your credit. There's no credit check and nothing is reported to the credit bureaus.

What do I need to bring?

The item and a valid government-issued photo ID, such as a driver's license. Bring chargers, cases, and accessories too, since complete items are worth more.

What if I can't repay?

Call us before the due date. You can usually extend by paying the fees due. If you decide not to repay, the item becomes the shop's and the loan is closed: no collections calls and no hit to your credit.

Can someone else pick up my item?

Call us first. For your protection, we normally release an item only to the person on the pawn ticket, with their ID.

How much will you loan on my item?

It depends on what the item is, its condition, and what it sells for today. The quickest way to find out is to bring it in, or send us photos for a starting offer.